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Canadian Tire Triangle MasterCard Review: Requirements, Fees, Pros, Cons 
What is Canadian Tire Money or CT Money?
When you shop at Canadian Tire, you accumulate some points or virtual money known as Candian Tire Money.
These coupons or “money” can be used as scip (legal tender) in Canadain Tire stores even though they are not private currency.
If you shop a lot at Canadian Tire and want to earn more Canadian Tire money or CT Money, then you can get yourself a Canadian Tire Triangle MasterCard credit card.
What is Canadian Tire Triangle MasterCard
Canadian Tire Triangle MasterCard is a credit card offering from Mastercard that allows you to earn more CT money when you shop online at Canadian Tire or any of their retail stores.
Canadian Tire Triangle MasterCard credit card holders can also collect Canadian Tire Money on every litre of fuel purchased at Husky stations.
To Apply for Canadian Tire Triangle MasterCard on Official website, click this link.
Canadian Tire Triangle MasterCard Features
Canadian Tire Triangle MasterCard has no annual fees and you get 4% Canadian Tire money or CT Money as rewards.
Purchases outside also earn 0.8% rewards and you get approximately $0.05 per liter at
Gas+ and participating Husky stations.
Canadian Tire Triangle MasterCard cardholders will also get some personalized offers based on spending history and purchase habits.
Official website of Canadian Tire Triangle Credit Card: https://triangle.canadiantire.ca/en.html
Features of Canadian Tire Triangle MasterCard Summary
- No Annual Fees
- 4% Canadian Tire Money on purchases at Canadian Tire & Partner Stores
- $0.05 back at Gas+ and participating Husky stations
- 1.5% on the first $12,000 spent on groceries per calendar year (excluding Costco and Walmart);
- Personalized offers and exclusive bonuses; member-only events; extended warranty
- Purchase interest rate: 19.99%
How & Where to Redeem Canadian Tire Money
You can redeem your Canadian Tire money at these locations
- Canadian Tire
- Participating Mark’s/L’Équipeur locations
- Participating Atmosphere locations
Canadian Tire Triangle MasterCard Pros
You can earn 4% in Canadian Tire Money when you shop at Canadian Tire, Sport Chek, Mark’s/L’Equipeur, Atmosphere, Sports Rousseau, Hockey Experts
You can use CT Money that you earn at all of these places to cover for your purchases
You can collect $0.05 back for every litre of fuel
Use your Canadian Tire Triangle MasterCard credit card & get 0% interest rates for all purchases made through Canadian Tire Bank.
Do note eligible purchases must be at least $150.
No-receipt returns for purchases made through Canadian Tire Triangle MasterCard
No income or credit score requirement.
Canadian Tire Triangle MasterCard Exclusive Benefit
Using Canadian Tire Triangle MasterCard, you can directly pay bill to companies that do not accept credit card payments.
You can make a direct payment from CTFS website, and it just adds that to your credit card as a transaction once it is processed.
This means that you can pay almost any bill (other than other credit cards) just like a bank account would, and still earn CT Money on the transaction.
You can earn CT Money on Electricity, Gas, & Municipal Water and Sewer transactions.
Canadian Tire Triangle MasterCard Cons
Canadian Tire Triangle MasterCard does not offer any insurance cover and you can earn points only at Canadian Tire or affiliate store purchases.
You can only redeem points at only Canadian Tire, SportCheck, and participating Mark’s, L’Équipeur and Atmosphere stores.
Canadian Tire Triangle MasterCard Requirements
Canadian Tire Triangle MasterCard has no income or credit score requirement to apply for the card.
Earning Canadian Tire Money Using Canadian Tire Triangle MasterCard
|Participating Mark’s/L’Equipeur locations||4%|
|Participating Atmosphere locations||4%|
|Gas+/Husky||5 cents per litre|
|Eligible grocery stores||1.5% on the first $12,000 per calendar year|
Canadian Tire Triangle MasterCard vs Canadian Tire Triangle World Elite MasterCard
Canadian Tire Triangle World Elite MasterCard is a slightly more premium credit card which is also a no annual fee card.
However, Canadian Tire Triangle World Elite MasterCard requires an income of $80,000 to qualify.
If you do qualify for Canadian Tire Triangle World Elite MasterCard, then you should prefer this card over the Canadian Tire Triangle MasterCard credit card.
Benefits of Canadian Tire Triangle World Elite MasterCard
4% CT Money at Canadian Tire and affiliated stores
3% CT Money on grocery purchases (on the first $12,000 in annual spend and excluding Walmart and Costco)
Earn up to $0.07 cents per litre (compared to $0.05)when you purchase gas at Gas+ and Husky stations
Purchase security and extended warranty
Car rental insurance
24/7 concierge service
Free Gold Plan roadside assistance
Canadian Tire Triangle MasterCard Support
You can reach Canadian Tire Triangle MasterCard Support by filling this form.
To reach Canadian Tire Mastercard support via Phone, use these numbers
Online Customer Support1-866-SHOP-CTR (1-866-746-7287)
Corporate Customer RelationsEnglish: 1-800-387-8803French: 1-800-565-3356
Canadian Tire Roadside Assistance1-888-727-7478
Triangle Rewards / My Canadian Tire ‘Money’ Program1-800-226-8473
To reach Canadian Tire Mastercard support via Mail, use this address
PO Box 2000, Station MainWelland, ONL3B 5S3
Should You Get Canadian Tire Triangle MasterCard?
If you are looking for a no annual fee credit card and do not meet the $80,000 requirement for Canadian Tire Triangle World Elite MasterCard, then Canadian Tire Triangle MasterCard is a good option.
Canadian Tire Triangle MasterCard does not require any income or credit score and is a good card to earn points if you do shop a lot at Canadian Tire.
Frequently Asked Questions about Canadian Tire Triangle MasterCard
Where can I use my Canadian Tire triangle Mastercard?
You can use Canadian Tire triangle Mastercard at Canadian Tire, SportCheck, and participating Mark’s, L’Équipeur and Atmosphere stores.
How do I pay my Canadian Tire triangle Mastercard?
You can pay Canadian Tire triangle mastercard at service desk of Canadian store or at any bank. You can pay via cash, debit or even cheque.
Can I withdraw money from Triangle Mastercard?
Yes, you can withdraw money from Triangle Mastercard based on your balance or gift card at ATMs.
What credit score do you need for Triangle Mastercard?
Triangle Mastercard does not require any minimum credit score.
Can I use my Canadian Tire money to pay credit card?
No you cannot use Canadian Tire money to pay credit card
How do I pay bills with Triangle MasterCard?
Go to official Triangle MasterCard link, Click on Sign In. Sign in & then enter credit card number and bill amount and proceed to make payment.
Is the triangle Mastercard worth it?
Yes, because Triangle Mastercard does not require any credit score or minimum income requirements.