Last Updated on 8 months by Anoob P T
In this post, we are going to look at Apple Pay Pending Reasons, Fixes, What To Do.
| Apple Pay Pending | |
| What is Apple Pay Pending | Apple Pay Pending is a status which means that payment through your Apple Pay has deducted money but transfer is not complete yet. |
| Reasons for Apple Pay Pending | Transfer Accept Pending, Network Issue, Insuffient Funds, App Hanging, Merchant Bank Non-responsive etc. |
| How to Fix Apple Pay Pending | Accept Payment, Cancel Payment to Try Again |
| Available Locations | All major U.S. retailers including McDonald’s, Target, 7-11, KFC, Staples, Office Depot. |
| Fees | No fees |
| Maximum Spending Limit | The maximum Apple Cash balance you’re allowed to have after verifying your identity is $20,000. |
| Support Phone Number | 877-255-5923 |
| Support Email Address | Not Available |
| Do I need to add funds to Apple Pay? | Yes, you need to add a different card to Apple Pay or add your Apple Card to Apple Pay to use the service. |
If you are using Apple Pay, then there might be chances where you have encountered Apple Pay Pending issue in which the merchant or other party is not recieving the payment and the payment is not getting completed from your device as well.
Apple Pay Pending status means that the money was deducted from the account but has not been credited to the intended account.
Apple Pay Pending: Reasons, Fixes, What To Do
Table of Contents
What is Apple Pay?
Why is my Apple Pay Pending
There might be several reasons why your Apple Pay is in Pending status. One of the major reasons why Apple Pay is Pending is because you have not accepted in the inward payment remittance.
In addition to Not accepting Apple Pay, some of the other reasons why Apple Pay Pending occus is Network Issue, Insuffient Funds, App Hanging, Merchant Bank Non-responsive etc.
How to Accept Pending Apple Pay?
With Apple Pay, any inward transcations will have to be accepted to complete the payment.
By default, Apple Pay is not set up for automatic payment accept– once you do this, you will not have to accept each payment manually.
How to Accept Pending Apple Pay
- Launch Apple Pay
- Tap on Apple Pay Cash Card
- Tap on Transactions under Apple Pay Cash Card
- View Latest Transactions on your Apple Pay Account
- Check for Pending Transactions
- Tap on Accept & Recieve Payment
- Check Balance to Confirm if payment got completed.
Why Does Apple Pay Say Pending
Apple Pay Say Pending mostly because the money was deducted from the source account but has not been credied to the destination account.
Apple Pay Say Pending mostly because Apple Pay is not verify whether the transaction has completed successfully.
Why Can’t I Receive Apple Pay?
You might not be able to recieve Apple Pay because you have not accepted the pending payment or your internet connection is not working or stable.
To recieve Apple Pay payment, you can try to check if Payment is pending, whether your internet connection is working or Cancel the payment and try again.
How to Cancel A Pending Apple Pay
In case you are wondering How to Cancel Pending Apple Pay, there are ways to do that as well.
Here is how to Cancel a Pending Apple Pay transaction
- Launch Apple Pay
- Tap on Apple Pay Cash Card
- Tap on Transactions under Apple Pay Cash Card
- View Latest Transactions on your Apple Pay Account
- Tap on Payment
- Tap on Payment Once More
- Tap on Cancel Payment
In case there is no Cancel Payment option displayed with the above steps, it means that payment has been completed and you cannot cancel it.
If you are facing the Apple Pay Pending Payment issue, then you can try to cancel the existing payment and then try again.
Why Use Apple Pay?
How to Check & Confirm if Local Store Takes Apple Pay
If you want to confirm if your local store you are visiting really does take Apple Pay, here is a way to confirm without having to call the place.
Step 1: Open Apple Maps
Step 2: Choose the local outlet you want to go
Step 3: Check “Useful to Know” and look for Apple Pay Logo/ information that store Accepts Apple Pay.
How to Use Apple Pay at Stores
To Use Apple Pay at local stores, all you have to do is tell the cashier that you will be using Apple Pay for completing the billing.
The cashier would then make the billing accordingly and ask you to hold you device against the payment machine to complete the payment.
Steps to Use Apple Pay At Local Stores
- Shop as normal at local stores (with your Apple Pay already set up)
- At time of billing, inform the attendant you are using Apple Pay
- Hold your Apple Device against the payment/reader machine to make the payment using Apple Pay
- Tap on Approve Payment and your payment is Done
(with your Apple Pay already set up)
★ Inform the attendant you are using Apple Pay
★ Hold your Apple Device against the payment/reader machine
★ Tap on Approve Payment
Benefits of Using Apple Pay at Local Stores
If you use Apple Pay along with Apple Card, you can earn a daily cashback of 2% on the value of your purchase. This Daily Cash is actual cash and not reward points given by normal credit card companies and this cashback earned does not expire.
You can use this Daily cash to make purchases in stores, make payment on websites or in-app purchases.
Also, Apple Pay and Apple Card do not charge any hidden fees while making the transactions and you get cashback which is a better deal compared to credit cards.
Another benefit is that you do not need to touch any physical buttons to complete your payment.
Benefits of Using Apple Pay at Local Stores
- Daily cashback of 2%
- No hidden fees
- No need to touch physical buttons
You can apply for Apple Card using this official link: https://www.apple.com/apple-card/
Do I Get Cashback while Paying with Apple Pay at Local Stores
Yes, you will get unlimited Daily cashback while making payments using Apple Pay at Most Local Stores that Accept Apple Pay.
As of now, you can get 2% cashback when paying with Apple Pay.
There is no limit to how much cashback you can get, so you can use Apple Pay along with Apple Card as much as possible to accumulate your cashback.
Official website of Apple Card
Frequently Asked Questions about Apple Pay Pending
What stores have Apple Pay?
Apple Pay works with almost all major U.S. retailers including McDonald’s, Target, 7-11, KFC, Staples, Office Depot, Chevron, Ross Stores, Best Buy, Bloomingdales, GameStop, Dunkin Donuts, Costco, Taco Bell, Disney, Best Buy and many more.
What is Apple Pay Pending Transaction
Apple Pay Pending is a status which means that payment through your Apple Pay has deducted money but transfer is not complete yet.
What stores does not accept Apple Pay?
- Kmart
- Kroger (Accepts Kroger Pay)
- Lowe’s
- Sam’s Club
- Gordon Food Service
Can you use Apple Pay at ATM?
Yes, you can use Apple Pay at Cardless ATMs
What’s the limit of Apple Pay?
The maximum Apple Cash balance you’re allowed to have after verifying your identity is $20,000.
Can you tap in and out with Apple Pay?
Yes you can tap in and out with Apple Pay
How Long Does Apple Pay Stay Pending?
Apple Pay can stay in Pending status for up to 3 days.
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Apple Pay Pending
Apple Pay Pending Summary
Apple Pay Pending is a status which means that payment through your Apple Pay has deducted money but transfer is not complete yet. Apple Pay Pending is mostly due not accepting Apple Pay payments and in addition to Not accepting Apple Pay, some of the other reasons why Apple Pay Pending occus is Network Issue, Insuffient Funds, App Hanging, Merchant Bank Non-responsive etc.
Overall
4.5-
Apple Pay Pending
Pros
Apple Pay Pending can be resolved
Apple Pay Pending usually gets resolved automatically
Cons
Sometimes Apple Pay Pending can take anywhere between 1-3 business days to resolve
